The last step in surviving a money crisis is to manage your money every day. Being in a crisis is tiring and scary. It is hard to have to work to survive and to then end every day realizing that you are just barely surviving. But, looking every day at how much money you need and how much you actually have will help you to stay focused on the job of getting past the crisis. Try to find just five minutes each day when you can do a money check-up. (It’s probably best not to do this right before you go to bed because it might keep you awake.)

Keep looking for ways to reduce your expenses or increase your income. Create small celebrations for breaking even, paying off an old debt, finding a great bargain. By now, the worst should be over and your money crisis should be stabilizing. Keep dreaming of the life you want to have. Write down your dreams and the date by which you hope to attain them.

And, if you want to tell someone how successful you feel, please tell us! If you have suggestions for how we can improve this information, please tell us!

Congratulations on a job well done!